Beware of Houston Flood zones

flood-logoHouston has several areas where you need to check if your home is in the 100 or 500 year flood plain.

If you home is in a flood area you will be required by most Mortgage Companies to obtain Flood insurance. When you buy the home a survey is required, and a ELEVATION CERTIFICATE (which shows the height of the foundation) if you are in a flood zone. An elevation certificate  determines your cost of flood insurance.  Houston’s weather varies so Flood insurance on a home outside the flood plain are generally recommended.

There are a number of websites that can help you determine if your home is in or near the flood areas including:

 http://www.harriscountyfemt.org/

To verify if your home is in a flood plain you should contact your Insurance Company who ultimately decide your cost and verify if a home is in the Flood plain.